Personal Loan
For weddings, medical needs, travel or debt consolidation — no collateral required.
Loan amountUp to ₹25 lakh
Interest rate10.5%–24% p.a.
Tenure12–72 months
Offers from 28+ RBI-registered lenders
Smart loans, simplified for real life.
Compare personalised offers for personal, business, home and education loans — apply fully online and get money in your bank account in as little as 15 minutes.
256-bit encrypted
No impact on credit score
RBI-registered lenders only
✓ Pre-approved offer
₹5,00,000
Monthly EMI₹16,727
Interest rateFrom 12.5% p.a.*
Processing fee1% (one-time)
DisbursalWithin 15 minutes
Accept & Get Funds
Instant decisionAI-powered eligibility
CIBIL 620+ acceptedSoft check only
0+Partner lenders
0%Online process
0 minFastest disbursal
0Hidden charges
Our Products
A loan for every milestone
One application, multiple offers. Compare rates, tenures and fees side by side — then choose what fits your budget.
Check eligibility →
Business Loan
Working capital or expansion funding for MSMEs, with minimal documentation.
Loan amountUp to ₹50 lakh
Interest rate12%–22% p.a.
Tenure12–60 months
Home Loan
Buy, build or renovate your dream home with long tenures and low EMIs.
Loan amountUp to ₹5 crore
Interest rate8.35%–11% p.a.
TenureUp to 30 years
Loan Against Property
Unlock the value of your residential or commercial property at low rates.
Loan amountUp to ₹3 crore
Interest rate9.5%–14% p.a.
TenureUp to 15 years
Education Loan
Fund tuition and living costs in India or abroad, with moratorium options.
Loan amountUp to ₹75 lakh
Interest rate9%–14% p.a.
TenureUp to 15 years
Gold Loan
Instant liquidity against your gold jewellery at transparent, low rates.
Loan amountUp to ₹40 lakh
Interest rate9%–16% p.a.
Tenure6–36 months
Why Finvare
Built for speed. Backed by trust.
We don't lend money — we find you the best lender. Here's what makes the Finvare experience different.
100% digital journey
From eligibility check to e-signature — everything happens on your phone. No branch visits, no printouts, no queues.
Offers in 2 minutes
Our engine matches your profile against 28+ lenders and shows real, pre-qualified offers — not vague estimates.
No hidden charges
Every fee — processing, prepayment, late charges — is disclosed upfront in a single summary before you accept.
Bank-grade security
Your documents are encrypted with 256-bit TLS and shared with lenders only with your explicit, revocable consent.
Soft credit checks
Comparing offers uses a soft inquiry — your credit score stays untouched until you actually apply with a lender.
Real human support
Stuck somewhere? Chat or call a dedicated loan advisor, 7 days a week, 9 AM – 9 PM IST.
Plan Your Budget
EMI calculator
Drag the sliders to see your monthly EMI instantly. Indicative only — your lender's final rate may vary.
₹50K₹50L
6 mo84 mo
9%24%
83% principal
Monthly EMI
₹16,727/mo
Total interest₹1,02,165
Total payable₹6,02,165
*Indicative figures. Actual EMI depends on the lender's sanctioned rate and fees.
How It Works
Four steps to funded
No paperwork marathons. Most customers finish in under 10 minutes.
1
Check eligibility
Answer a few questions and verify your mobile. A soft check — zero impact on your credit score.
2
Compare offers
See matched offers from partner banks & NBFCs with clear rates, EMIs and fees.
3
Complete KYC
PAN, Aadhaar and bank statements — fetched digitally or uploaded in seconds.
4
Get disbursed
Accept your offer, e-sign the agreement, and money lands in your bank account.
Good To Know
Frequently asked questions
No. Finvare is a digital lending marketplace. Loans are sanctioned and disbursed by our partner banks and NBFCs, all of which are registered with the Reserve Bank of India. We help you compare and apply — the lending decision rests with the lender.
No. We use a soft inquiry to generate pre-qualified offers, which is not visible to lenders and has no impact on your credit score. A hard inquiry happens only when you choose to submit a full application with a specific lender.
Typically your PAN, Aadhaar, latest bank statements and income proof (salary slips or ITR). Most of these can be fetched securely through account aggregator consent — no scanning or uploading required.
For pre-approved digital offers, disbursal can happen within 15 minutes of e-signature. For larger loans like home or property loans, timelines depend on verification and legal checks — usually 3–7 working days.
Never. Before you accept any offer, you'll see a single transparent summary of the interest rate, processing fee, prepayment charges (if any) and all applicable taxes. What you see is what you pay.
Yes. All data is transmitted over 256-bit encryption and handled in line with the Digital Personal Data Protection (DPDP) Act, 2023. Your documents are shared with a lender only after your explicit consent, and you can request deletion anytime.
Your best offer is 2 minutes away.
Share a few details and our advisor will call you back with matched offers from RBI-registered lenders — free, and with no obligation.
- ✓ Soft check — no credit score impact
- ✓ No spam calls; your data stays with us
- ✓ Free comparison across 28+ lenders